Cape Cod Cooperative Bank
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Cape Cod
Cooperative Bank
25 Benjamin Franklin Way
Hyannis, MA 02601
800.641.1100

Personal Checking Options

My Free Checking
A truly free account!
  • No Minimum Balance
  • No Direct Deposit Required
  • Free first order of basic checks or equivalent credit toward preferred checks
  • Unlimited Check Writing Privileges
  • Free Online and Telephone Banking
  • Free Online Bill Payment
  • Free ATM/Debit Card*
  • Free ATMs at all CCCB and SUM Network ATMs**
* No annual fee. Must apply and qualify.
** Other banks may charge for the use of their ATMs.

CapeLife Checking AccountTM

Relationships often bring many rewards.  Living on Cape Cod you know that the Cape lifestyle is its own reward.  But now, for being a part of our life, we would like to reward your for your relationship with us!  You can earn special discounts, take advantage of free valuable services, even have a  dedicated email address for customer service!  In short, the more you bank with us, the more you get for your money!

To thank you we have created the CapeLife Rewards Program!  More than 150 or our business customers have agreed to offer special savings and promotions exclusively to our CapeLife Account customers!  Visit the program page online at www.mycapecodbank.com/rewards and click on the business listings to learn more about them and thier offers.  It's easy to participate, simply show your CapeLife Rewards card at the time of purchase and enjoy the rewards...
  • FREE CapeLife Account Checks
  • FREE Online Banking and Bill Pay
  • FREE Telephone Banking
  • FREE ATM Access at any CCCB or SUM ATM2
  • No Annual Fee MasterMoney® ATM/Debit Card1
  • No Annual Fee CCCB Credit Card3
  • No Annual Fee Ready Reserve Credit Line1
  • No Annual Fee IRA Plan
  • Special CD and Money Market Rates
  • Discounts on Auto and Personal Loans4
  • Discounts on Mortgage Closing Costs
  • FREE Annual Investment and Life Insurance Review5
  • FREE Student Checking Account including a No Annual Fee MasterMoney® ATM/Debit Card1
  • FREE Notary Public Service
  • FREE Signature Guarantee Service
  • Dedicated email Address for Customer Service*
  • Discounted Wire Transfer Fees
  • Consolidated Banking Statement
  • Safe Deposit Box Discount
  • Automatic Enrollment in the CapeLife Rewards Program featuring hundreds of dollars worth of savings through discounts at local Cape Cod merchants
1 You must qualify for these products to receive related benefits.
2 Other banks may charge you for the use of their ATMS.
3 Credit cards are issued and serviced by 5Star Bank, Colorado Springs, CO. 
4 Cannot be combined with any other CCCB offer.
5  Investment products and services are offered through INFINEX INVESTMENTS, Inc. Member FINRA/SIPC.  Insurance products offered through Infinex Insurance Agency of Massachusetts, Inc.  Cape Cod Financial Services is a trade name of the Bank.  Infinex and the Bank are not affiliated.  Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate.  These products are subject to investment risk, including the possible loss of value.
* Please note: Standard email is not encrypted.  For your protection, please do not include any personal non-public or account specific information in any email you send to the Bank.

NOW Checking
Free with direct deposit plus earns interest!
  • No Fees with a $1,000 average balance per statement cycle*
  • Just $.25 per check (waived with Direct Deposit)
  • Variable interest rate, compounded monthly
  • Maintain an average monthly balance of $2,500 or more and earn higher interest
  • FREE 24 hour banking via Online Banking and Telebank
  • Eligible to apply for a No Annual Fee MasterMoney®  Debit/ATM Card
  • Eligible to apply for a No Annual Fee Ready Reserve Credit Line
  • Free Online Bill Payment
  • Unlimited ATM Access (with Direct Deposit)
* $5 monthly service charge for account balances below $1,000 (waived with Direct Deposit).



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© 2006-2010 Cape Cod Cooperative Bank. All rights reserved.   Equal Housing Lender.   Member FDIC.   Member SIF.